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Bank portability for startups
When to get it, why, & how to prep
While at Cash App we spent a lot of energy multi-sourcing vendors. For most core functions where we relied on a third party, we had 2 or more equivalent partners or vendors live at launch or shortly after. This practice was already common before I joined and I think it was a reaction to many near death experiences where a partner flexed either an economic/functional chokehold, or experienced an outage which degraded our SLAs to customers.